Partner brand — insurance
Premier Insurance Services
Premier Insurance Services is Team EPC's insurance partner: an independent, FCA-authorised broker established in 1983, based at 49 Grosvenor Street in Mayfair with a Luton branch, comparing over 200 UK insurers for landlord, block of flats, HMO, commercial and high-value home insurance.
Established
1983 — over 40 years broking
Regulated
FCA authorised, firm reference 305009
Membership
Full member of BIBA
Insurers compared
200+ UK insurers and Lloyd's markets
Offices
Mayfair, London and Luton
Contact
020 8908 2426
What they arrange
Premier are brokers, not a comparison site. They place risks that online forms decline — HMOs, blocks of flats, mixed-use parades, food premises and portfolios — across a panel of more than 200 insurers.
Why our EPC clients use them
Sums insured that match the building
An EPC involves measuring the property properly. That same information — construction, floor area, extensions, loft conversions — is what tells you whether a buildings sum insured is realistic or badly out of date, which is where underinsurance claims are lost.
MEES and fire safety expectations
Insurers increasingly ask about energy efficiency work, electrical condition, and fire safety documentation on blocks. Having the EPC, EICR position and fire risk assessment in order makes a placement straightforward instead of a series of referrals.
Mixed-use buildings
A parade with retail below and flats above needs one policy that understands both halves. That is broker territory, not a comparison-site form — the same reason mixed-use EPC work sits with a specialist.
HMO and licensing conditions
Licence conditions frequently require specific cover and up-to-date safety certificates. Premier writes the policy; we produce the energy certificate; Fire Risk Specialists handles the fire documentation.
Portfolio renewals
Landlords with 5 to 500 units usually have EPC expiry dates and insurance renewals scattered across the year. Both sides can be brought onto a single schedule so nothing lapses unnoticed.
A named human being
Every introduction goes to a named broker who calls you back. Nothing about the arrangement obliges you to buy, and you are free to compare their terms with anyone else.
How the partnership works
Three specialisms, one relationship. Team EPC produces the energy certificates and compliance calculations. Fire Risk Specialists handles fire risk assessments and fire safety certification. Premier Insurance Services arranges the insurance. Tell us what the building needs and we make the introduction to a named broker — there is no fee from us and no obligation to buy.
Regulation and standing
FCA authorised and regulated
Premier Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference 305009, which you can check on the FCA register before you speak to anyone.
Full BIBA membership
A full member of the British Insurance Brokers' Association, the trade body for regulated UK brokers, which sets standards for member firms.
Ombudsman and FSCS protection
As a regulated broker, eligible customers have access to the Financial Ombudsman Service and to Financial Services Compensation Scheme protection.
Over 40 years trading
Established in 1983 and still independent, with a Mayfair head office at 49 Grosvenor Street and a branch in Luton.
Insurers they place business with
A selection of the panel behind their quotes — over 200 UK insurers and Lloyd's markets in total.
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Businesses they look after
Brands insured through Premier — several of which we also produce energy certificates and fire safety documentation for.
Who you deal with
Anik Islam
Chief Executive & Managing Director
Leads the firm and the client relationships behind it. Anik is the named contact for introductions from Team EPC, so a landlord, freeholder or managing agent we send over deals with the person running the business rather than a call queue.
Profile on Premier InsuranceNifthy Jamaldeen
Senior Broker — Luton and the Home Counties
Handles commercial and landlord placements out of the Luton branch, covering Bedfordshire, Hertfordshire and Buckinghamshire — the same Home Counties footprint our assessors work.
Profile on Premier InsuranceWhere they cover
- Every London borough, worked from the Mayfair office
- Bedfordshire, including Luton, Dunstable and Leighton Buzzard
- Hertfordshire, including Watford, St Albans and Hemel Hempstead
- Buckinghamshire, including Milton Keynes, Aylesbury and Amersham
- Middlesex, Berkshire, Surrey and Essex
- UK-wide placements for portfolio and commercial clients
Common questions
- Is Premier Insurance Services regulated?
- Yes. Premier Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference 305009, and is a full member of the British Insurance Brokers' Association. You can verify both independently before you make contact.
- How is Premier Insurance connected to Team EPC?
- They are our insurance partner and sit alongside us under the same ownership group, in the same way Fire Risk Specialists handles fire safety. Team EPC produces energy certificates; Premier arranges insurance; each brand does its own work with its own qualified people.
- Do I need landlord insurance as well as an EPC?
- They cover different obligations. An EPC is a legal requirement before you market or let a property, and a valid certificate is needed to meet minimum energy efficiency standards. Insurance is not legally compulsory for a landlord unless a lender or lease requires it, but letting a property with no buildings or liability cover exposes you to the full cost of a fire, flood or injury claim.
- Does an EPC rating affect my insurance?
- Not usually as a direct rating factor, but the work behind an improved rating often does. New heating systems, rewires, solar, insulation and window replacements all change the rebuild cost and the risk profile, and insurers ask about them. Telling your broker after the work is done keeps the policy accurate.
- Can they insure a block of flats with cladding?
- Blocks with cladding or an incomplete fire safety picture are harder to place but not impossible — that is exactly the kind of risk that needs a broker rather than a price comparison site. Having a current fire risk assessment and, where relevant, an EWS position dramatically improves the terms available.
- Will they insure an HMO?
- Yes. HMOs, bedsits and shared houses are one of their core specialisms, including licensed HMOs with local authority conditions attached. Most online quote forms decline this property type automatically.
- How quickly can cover start?
- Most quotes are confirmed the same working day by a named broker, and cover can normally start immediately once terms are accepted — useful when a completion date or a lender deadline is fixed.
- Is there a fee for the introduction?
- No. We introduce you to a named broker at Premier and step back. There is no charge from us for the introduction and no obligation to take out a policy.
- How many insurers do they compare?
- Over 200 UK insurers and Lloyd's markets, including Aviva, AXA, Allianz, Hiscox, Zurich, RSA, QBE and Chubb, which is how a difficult risk still ends up with a competitive premium.
- Where are they based?
- Head office is at 49 Grosvenor Street, Mayfair, London W1K 3HP, with a branch office in Luton serving Bedfordshire, Hertfordshire and Buckinghamshire.
- Can I arrange an EPC, a fire risk assessment and insurance together?
- Yes. Tell us the address and what you need. We book the energy assessment, pass the fire safety work to Fire Risk Specialists and introduce you to Premier for the insurance, so you have one conversation instead of three procurement exercises.
- Do they only work with commercial clients?
- No. They arrange home, landlord and high net worth household insurance as well as commercial, restaurant, retail and contractor policies.
Speak to Premier
Call them directly, or tell us what you need and we will introduce you to a named broker who will call you back the same working day.
49 Grosvenor Street, Mayfair, London W1K 3HP
FCA firm reference 305009
